Dollar To Naira Exchange Rate – Monday, April 20, 2026

The foreign exchange market opened this Monday with the Naira maintaining a relatively narrow range against the United States Dollar. While the official window shows minor fluctuations, the parallel market continues to hold at a premium due to persistent demand.

Official NAFEM Exchange Rate

At the official Nigerian Autonomous Foreign Exchange Market (NAFEM), the Naira opened at ₦1,348.12 and has seen slight appreciation in early trading.

  • Current Rate: ₦1,346.49 per Dollar

  • Opening Rate: ₦1,348.12 per Dollar

  • Daily Change: -0.12% (Appreciation)

  • Last Updated: 7:25 AM WAT

Black Market (Parallel) Exchange Rate

The black market rates remain higher than the official window, reflecting the ongoing liquidity gap in the banking system.

  • Buying Rate: ₦1,395 per Dollar

  • Selling Rate: ₦1,405 per Dollar

  • Trend: Stable

Quick Comparison Summary

  • Official Market Rate: ₦1,346.49

  • Black Market Selling: ₦1,405.00

  • Market Gap: ₦58.51

Market Analysis & Insights

The small gap between the opening and current official rates suggests a consolidation phase for the Naira. Traders are closely monitoring the Central Bank of Nigeria (CBN) for potential liquidity injections to further bridge the gap between the official and parallel markets.

Demand for the Dollar remains “mildly persistent,” particularly for import-related activities and school fee payments abroad, which typically peak on Monday mornings.

Note: “Exchange rates can change multiple times within a single day based on market volatility and supply levels. Always confirm with your bank or authorized dealer before making high-value transactions.”

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